What Is My Impairment Rating Worth? California, Texas, and Florida
Quick answer: The same percentage pays very differently by state. For a worker earning $900 a week, a 10% rating is worth about $8,773 in California, $18,900 in Texas, and $9,000 in Florida. At 20% it's about $21,895, $37,800, and $24,750. Each state also rates injuries its own way, so the same injury may not get the same percentage.
Enter your weekly wage and rating in the calculator below to see all three states side by side.
| State | Weeks × weekly rate | Total |
|---|---|---|
| California | 0 | $0 |
| Texas | 0 | $0 |
| Florida | 0 | $0 |
How much is a 5%, 10%, 20%, or 30% rating worth?
Totals for a worker earning $900 a week, using each state's current limits: California injuries since 2014, Texas injuries from October 1, 2026, and Florida injuries in 2026.
| Rating | California | Texas | Florida |
|---|---|---|---|
| 5% | $4,350 | $9,450 | $4,500 |
| 10% | $8,772.50 | $18,900 | $9,000 |
| 15% | $14,645 | $28,350 | $15,750 |
| 20% | $21,895 | $37,800 | $24,750 |
| 25% | $29,217.50 | $47,250 | $38,250 |
| 30% | $37,990 | $56,700 | $51,750 |
What if I earned more, like $1,500 a week?
California's permanent disability rate is capped at $290 a week, so a higher wage doesn't change its numbers. Texas caps impairment income benefits at $920 a week for injuries from October 1, 2026. Florida pays 75% of a TTD rate that's capped at $1,358 in 2026. At $1,500 a week, a 20% rating is worth $21,895 in California, $55,200 in Texas, and $41,250 in Florida.
Why does the same rating pay so differently?
Each state turns a rating into weeks and a weekly rate in its own way:
| State | Weeks per point | Weekly rate | How the rating is set |
|---|---|---|---|
| California | 3 weeks per point under 10%, rising in steps to 16 weeks per point from 70% | Two-thirds of wages, $160 to $290 a week (injuries since 2014) | The final rating is adjusted for your occupation and age at the time of injury (Lab. Code §4660.1) |
| Texas | 3 weeks for every point | 70% of wages, up to $920 a week (injuries from Oct. 1, 2026) | The AMA Guides edition required by DWC rule (28 TAC §130.1) |
| Florida | 2 weeks per point to 10%, then 3, 4, and 6 weeks per point | 75% of your TTD rate; cut in half for weeks you earn your old wage or more | The schedule required by Fla. Stat. §440.15(3)(b) |
Would my injury get the same rating in every state?
Not necessarily. California adjusts the medical rating for your occupation and age before it becomes your final permanent disability rating. Texas uses the AMA Guides edition its Division of Workers' Compensation requires by rule, and in 2026 the division proposed moving from the fourth to the sixth edition; a DWC study found ratings averaged lower under the sixth. Florida uses its own schedule. So this page compares what a given percentage pays, not what your injury would be rated in each state.
What happens after these payments end?
- Texas: with a rating of 15% or more, you may qualify for supplemental income benefits. All income benefits end 401 weeks after the injury.
- California: a 100% rating is permanent total disability, paid under a different section (§4659).
- Florida: impairment benefits are paid every two weeks and stop when the weeks run out.
What people ask
These questions come up again and again in searches and forums. Here's what the law says.
No. These are the benefits each state's schedule produces for a rating. A settlement is negotiated separately and can also cover future medical care, so it can be higher or lower.
Cal. Lab. Code §4658; Tex. Lab. Code §408.005; Fla. Stat. §440.15(3)
Two reasons: California pays 3 weeks per point under 10%, and its weekly rate is capped at $290 for injuries since 2014. Texas pays 3 weeks per point at 70% of wages, up to $920. California's weeks per point rise with the rating, which narrows the gap at higher ratings.
Cal. Lab. Code §§4453(b)(9), 4658(e); Tex. Lab. Code §408.121
Sources
- California Labor Code §4658 (weeks of permanent disability)
- California Labor Code §4453 (earnings limits)
- TDI-DWC: Maximum and minimum weekly benefits
- TDI-DWC: AMA Guides study, impairment rating comparison (2026)
- Florida Statutes §440.15(3): Permanent impairment
- Florida Statutes §440.12: Maximum weekly rate
This page applies each state's statutory schedule to a rating you enter. It is not legal advice and is not affiliated with any state. Your claims administrator or carrier calculates the official benefit.