Florida Impairment Income Benefits Calculator and Chart

By Ray Tolu Last verified October 12, 2026 Fla. Stat. §440.15(3)

Quick answer: After maximum medical improvement, Florida pays impairment income benefits based on your rating: 2 weeks for each point from 1% to 10%, 3 weeks per point from 11% to 15%, 4 weeks from 16% to 20%, and 6 weeks per point from 21% up. The weekly amount is 75% of your temporary total disability rate. A 10% rating is 20 weeks.

Total impairment income benefits

Weekly amount$0

Number of weeks0

TTD rate (66⅔%, max $1,358)	$0
75% of TTD rate	$0
Paid every two weeks	$0

How Florida impairment benefits work

Reach maximum medical improvement. Benefits start the day after MMI, or after temporary benefits run out, whichever comes first. The carrier owes them within 14 days of learning of the impairment.
Get a rating. The doctor rates your permanent impairment as a percentage, using the schedule required by §440.15(3)(b).
Count the weeks. For accidents on or after October 1, 2003, the weeks step up with the rating, as in the chart below (§440.15(3)(g)).
Apply the rate. Benefits are 75% of your average weekly temporary total disability benefit, paid every two weeks. They're cut by 50% for any week you earn at least your pre-injury average weekly wage (§440.15(3)(c)).

Weeks per point of impairment

Fla. Stat. §440.15(3)(g), accidents on or after October 1, 2003. The weeks are cumulative: a 12% rating is 10 × 2 + 2 × 3 = 26 weeks.
Part of the rating	Weeks for each 1%
1% – 10%	2
11% – 15%	3
16% – 20%	4
21% and higher	6

Florida impairment benefits chart (2026)

Total impairment income benefits by rating and average weekly wage, assuming you're not back at work earning your old wage. The last column is for wages high enough to hit the 2026 maximum TTD rate of $1,358 (an average weekly wage of $2,037 or more).

Calculated from Fla. Stat. §§440.12 and 440.15(3) for 2026 injuries. Weekly amounts: $300, $450, $600, and $1,018.50. These are statutory benefits, not settlement offers.
Rating	Weeks	AWW $600	AWW $900	AWW $1,200	At 2026 cap
1%	2	$600	$900	$1,200	$2,037
3%	6	$1,800	$2,700	$3,600	$6,111
5%	10	$3,000	$4,500	$6,000	$10,185
10%	20	$6,000	$9,000	$12,000	$20,370
12%	26	$7,800	$11,700	$15,600	$26,481
15%	35	$10,500	$15,750	$21,000	$35,647.50
20%	55	$16,500	$24,750	$33,000	$56,017.50
25%	85	$25,500	$38,250	$51,000	$86,572.50
30%	115	$34,500	$51,750	$69,000	$117,127.50

What people ask

These questions come up again and again in searches and forums. Here's what the law says.

"What is a 20% impairment rating worth in Florida?"

Twenty percent is 55 weeks: 20 weeks for the first 10 points, 15 for points 11 to 15, and 20 for points 16 to 20. With a $900 average weekly wage, the weekly benefit is $450, so the total is $24,750.

Fla. Stat. §440.15(3)(c), (g)

"Is there an official Florida settlement chart by body part?"

The statute sets impairment benefits by rating, not by body part. The chart on this page is that statutory schedule. A settlement is negotiated separately and can come out higher or lower.

Fla. Stat. §440.15(3)

"I went back to work at full pay. Do I still get impairment benefits?"

Yes, but for each week you earn at least your pre-injury average weekly wage, the benefit is reduced by 50%.

Fla. Stat. §440.15(3)(c)

Sources

Ray Tolu builds the tools on InjuryByState and checks every number and deadline against the law or agency that sets it. He is not a lawyer. Read how we check our information in the editorial policy.

This calculator applies Florida's statutory impairment benefit schedule. It is not legal advice and is not affiliated with the State of Florida. Your carrier calculates the official benefit.